In Rachel Canter, Administratrix of David Canter, Deceased v. The American Insurance Company and Ocean Insurance Company of New York, the Supreme Court was asked to decide whether an insurance policy issued in Maryland could be enforced in a court located in Pennsylvania. At issue was a contract between the two parties that had been made while both were located within the state of Maryland; however, when it came time for enforcement of said contract by Rachel Canter (the administratrix), she sought relief from a court located within Pennsylvania. The Supreme Court ultimately held that contracts are valid regardless of where they are enforced as long as they were originally formed under proper jurisdiction and authority. This decision established important precedent regarding enforceability across jurisdictions and has since become an essential part of modern contract law.

In the case of Rachel Canter, Administratrix of David Canter, Deceased, Claimant vs. The American Insurance Company and Ocean Insurance Company of New York (Canter), the dissenting opinion was that a policyholder should not be able to recover damages for losses caused by an act which is prohibited in their insurance contract. In this particular case, it was argued that since the deceased had violated his contract with the insurer by failing to pay premiums on time or at all prior to his death, he could not receive any compensation from them after his passing. This argument was rejected by majority opinion as they found that while there may have been some breach in terms between parties before death occurred - such as non-payment of premiums - these breaches did not necessarily render him ineligible for coverage under the policy's terms and conditions. Furthermore, they reasoned that even if there were violations present prior to death occurring then those violations would only affect future payments due under said agreement rather than retroactively voiding past ones already made; thus allowing claimant’s estate to still collect on her late husband’s insurance claim despite any previous contractual issues existing between them both.