Great Lakes Insurance Se v. Raiders Retreat Realty Co., LLC

Questions presented

SCOTUS records, cert granted 6 Mar 2023

1. The questions presented are:
2. Under federal admiralty law, what is the standard for judging the enforcement of a choice of law clause in a maritime contract?
3. Under federal admiralty law, can a choice of law clause in a maritime contract be rendered unenforceable if enforcement is contrary to the "strong public policy" of the state whose law is displaced?

Opinion summary

Etalia.ai summary of the majority opinion

The case involves a dispute between Great Lakes Insurance SE and Raiders Retreat Realty Co., LLC over an insurance claim related to property damage. The central issue is the interpretation of certain clauses within the marine insurance policy held by Raiders Retreat Realty, specifically concerning coverage exclusions and obligations for disclosure. The Supreme Court's decision focused on whether the insurer was justified in denying coverage based on alleged misrepresentations or omissions made by the insured during the application process. Ultimately, the court ruled in favor of Great Lakes Insurance SE, finding that they were entitled to deny coverage due to material non-disclosures which violated terms explicitly outlined in their contract with Raiders Retreat Realty.