Savings Bank v. Archbold was a United States Supreme Court case that addressed the issue of whether a state-chartered savings bank could sue a non-resident in a state court. The plaintiff, Savings Bank, was a state-chartered savings bank located in the state of New York. The defendant, Archbold, was a non-resident of New York. The bank sued Archbold in a New York state court for the collection of a debt. Archbold argued that the state court did not have jurisdiction over him because he was a non-resident. The Supreme Court held that the state court did have jurisdiction over Archbold. The Court reasoned that the state court had jurisdiction because the bank was a state-chartered institution and the debt was created in the state. The Court also noted that the state had a legitimate interest in protecting its citizens from fraud and that the state court was the proper forum for the dispute. The Court's decision in Savings Bank v. Archbold established that state courts have jurisdiction over non-residents when the dispute involves a state-chartered institution and the debt was created in the state. This decision has been cited in numerous subsequent cases and has been used to support the notion that state courts have jurisdiction over non-residents in certain circumstances.

In the case of Savings Bank v. Archbold, the Supreme Court was asked to determine whether a bank could recover money from an individual who had taken out a loan and then declared bankruptcy. The majority opinion held that the bank could not recover any money because it did not have sufficient proof that the debtor had received any benefit from its loan. Justice Field dissented, arguing that banks should be able to recoup their losses in cases where they can prove that their loans were beneficial to debtors. He argued further that allowing banks to do so would encourage them to make more loans and thus help stimulate economic growth by providing capital for businesses and individuals alike. In conclusion, Justice Field believed there was no reason why banks should suffer financial loss when they are able to demonstrate how their lending activities benefited borrowers in some way or another.